Yesterday, I checked the mail and received my Sam's Club credit card statement. Normally, I do not open my mail for a couple of days, but since I have a zero balance on my Sam's card, I was curious to see what the statement said. As I unfolded the statement, I noticed purchases had been made and that the card was maxed out. I was for certain I had received someone else's bill. NOT! It was my bill! I freaked out! There was a $470 purchase in Bessemer, AL on Sept. 12 and a cuple of gas fill-ups totaling $50 in Tuscaloosa on the 14th. How could I have made those purchases as that was the weekend Forrest had his birthday slumber party?
You hear about identity theft and think, "It'll never happen to me!" Not me. I have always taken grave precaution because I don't want it to happen to me and to have all the stress, etc that comes with it. I have always been one to never purchase over the internet, to keep all my receits and to shred all papers that could possibly invite these evil fraudulent scumbags to my accounts and still, I'm a victim!
I immediately call Sam's Card and told the customer service lady my side of the story. She informed me that the lasrge purchas was for a Play Sstation 3 and a NFL Madden 2008. Oh, and the stupid scumbag(s) returned the game at the University Walmart, where I shop! They probably thought they would get cash back, but instead it was credited to my account. SUCKERS!She also said that they used a card in my husband' name. How can that be? We both have our card in our possession! The account was closed and is now under investigation. They'll check signatures, etc. I was told to wait until I received correspondance through the mail and to reply quickly.
I wasn't satisfied and as I was speaking to a friend, she advised me to call the police and file a theft report. The Sherriff's Deputy stopped by late last night and the report was filed. An investigator will call me next week. They can pull the video where the scumbag(s) returned the game. If anything, that will prove us innocent! I want to know how did they get a copy of our card? Was it an inside job? Onling job? Thank goodness we only wanted a $500 line of credit and not thousands! Even through all of this, I am calm. I know I didn't do this and what good will stressing do? I know that the Lord is with us in all of our trials. Now it's time to check our credit reports. Who knows, our family may be joining the dudes on the commercials, playing guitars and singing as they're selling t-shirts in a tourist shop!
I'm finally moving towards owning my own painting company, after wanting one of almost 25 years. I've been gaining experience of painting for others for years, which I've truly enjoyed. I'm back in school, earning another degree, but this time in Business. By having the knowledge of the behind the scenes in business, I feel I'll have a greater advantage in direction I'm headed. I look forward to overcoming obstacles and moving toward my goal of being a successful business owner. The purpose of the blog is to track my progress, from overcoming my fears, to tracking my successes.